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- ItemAcceptance of HIV Counselling & Testing Among Pregnant Women in the Kumasi Metropolis(2008-07-13) Sakyi, Kwofie GabrielIn Ghana, as in most parts of Africa, south of the Sahara, HIV/AIDS account for a lot of mortality and morbidity in children. Children born to infected mothers acquire infection and progress to clinical diseases. This mother-to-child-Transmission (MTCT), accounts for most of the cases in children less than 15 years. To help address this problem, the Ghana National Policy on HIV/AIDS and STIs has come out with strategies that include the use of routine Counseling and Testing (CT) as a tool for the prevention of MTCT (PMTCT). The main objective of this study was to determine the level of acceptance of this routine HIV CT, as well as factors associated with acceptance among pregnant women in Kumasi Metropolis. The study was a descriptive cross-sectional type, with structured questionnaire as the data collection tool served on 200 pregnant women attending Antenatal Clinic (ANC) in the Kumasi Metropolis. The sampling frame was pregnant women attending ANC at the three hospitals in the metropolis. The 200 ANC attendants were selected by a systematic random sampling technique. Findings include a high level of acceptance, with 87.5% of respondents accepting to undergo HIV testing either before or after counseling. The effects of socio-demographic characteristics on acceptance of HIV CT were not statistically significant. The knowledge level of pregnant women on HIV/AIDS and Prevention of mother to Child transmission (PMTCT) significantly affected HIV CT acceptance (p = 0.000): Those with adequate knowledge levels were twenty four times more likely to accept HIV CT than those with inadequate knowledge levels. Seeking Spousal permission did not significantly affect acceptance (p= 0.86). However, spousal involvement significantly encouraged HIV CT (p = 0.04) Given the high, level of acceptance which is consistent with high acceptance levels in some African studies, the existing strategy of routine HIV CT, as a tool for PMTCT of HIV, should be sustained, and if possible improved upon.
- ItemAccess to finance by small and medium scale enterprises from Savings and Loans Institutions in the Kumasi Metropolis(2008-08-10) Aboagye, RobertIn today's Global Economy, SMEs are the engine of growth and for that matter they must be funded and thereby the state or the government must put policies that will assist their growth by accessing funds from financial institutions or the banks with lower interest rate. The study aimed at finding out the type of credit used by SMEs from Savings and Loans Companies, other sources of credit accessed by SMEs in Kumasi, the major constraints faced by SMEs in accessing credit from savings and loans companies and to investigate to investigate the assessment criteria used by savings and loans companies in SME loan appraisal. There is evidence that savings and loans companies are making credit available to the entrepreneurs of small and medium scale enterprises. « Prior to that inadequate credit was a major problem facing the Sector. There is the need in Ghana for our Universities in collaboration with the banks or financial institutions to educate the public about the importance of savings.
- ItemAccountability practices in selected Christian health association of Ghana (chag) hospitals(knust, 2021) Amedewonu Israel KafuiThe study focuses on accountability practices in CHAG health facilities in the Volta Region. It was conducted in three CHAG health facilities which include Margret Marquart Catholic Hospital, Kpando, Anfoega Catholic Hospital, and Matter Ecclesiae, Sokode. In this research, non-probability sampling was employed. This method was used because the researcher purposely selects who to include in the study based on their capabilities to provide essential data. Statistical Package for Social Sciences was used to analyze the qualitative and quantitative data gathered. It was revealed that there was no clear written accountability framework in the CHAG health facilities and internal controls available were very weak. Internal auditors were not allowed to carry out their work professionally and independently. According to the findings, it was recommended that the health facilities should strengthen their internal control to increase productivity as well as performance. Also, there should be regular training for internal auditors and all other categories of staff for increased performance. Budget and Procurement committees should be well established to enhance accountability practice in the health facilities.
- ItemAcid Mine Drainage: Effect of acid mine drainage on water and soil resources within the Bogoso/Prestea Mine Resource. (Bogoso Concessional Area)(FEBURARY, 2009) Afriyie – Debrah, CharlesHeavy metals contamination (As, Fe, Cu, Zn, Mn and Cd) and other physico-chemical changes (pH, temperature, EC, DO, alkalinity, S042-, free CN) in underground and surface water, and carbonate carbon and sulphate sulfur in soil samples due to the effect of acid mine drainage (AMD) were assessed around Golden Star Resource Mine (Bogoso concession). Underground and surface water samples were collected from seven different sites and soil samples from three different sites within Golden Star Resources Mine (Bogoso concession) between November, 2006 and April, 2007. Atomic Absorption Spectrometry (AAS) was used to determine the heavy metal concentrations whilst the physico-chemical parameters were determined using standard methods. Average total levels of arsenic, iron, copper, zinc, manganese and cadmium were 0.0313, 3.7675, 0.0518, 0.0382, 0.8102 and 0.008 (mg/l) and average dissolved levels were 0.0104, 0.6737, 0.0356, 0.0256, 0.6998 and < 0.005 (mg/l) in surface water respectively. In underground water, average total levels of arsenic, iron, copper, zinc, manganese and cadmium were 0.0058, 5.8220, 0.1676, 0.0339, 0.2521 and 0.0065 (mg/l) whilst average dissolved levels were 0.0050, 4.3496, 0.1219, 0.0215, 0.2239 and 0.006 (mg/l) respectively. Iron and manganese levels in surface and underground waters exceeded Ghana Environmental Protection Agency standards for mining effluent. Differences in pH, temperature, E.C, alkalinity, S042-, iron, Cu, Zn and Mn levels in the seven water samples were statistically significant (p ≤ 0.05). Surface water samples recorded values of EC and S042- ions higher than in underground water samples which exceeded acceptable limits. Carbon and sulfur in soil samples varied from 0.1922 to 1.8247 % and 0.0237 to 1.5830 % respectively. The results of the study showed high impact of AMD on water quality in Bogoso mining area. This effect could be attributed to the release of metals as a result of oxidation of metal-bearing sulphides in the mine dumps and pits at the selected sampling sites. The study showed that addition of lime as a treatment option has not been effective. Hence new conventional methods should be considered in the treatment of acidic water (AMD) in the mining area.
- ItemAcquisition, prospecting and development of mineral properties in Ghana(1996-07-14) Morna, Bryne AnsinAs a result of the favourable investment climate created by the Government of Ghana, investors have recently been attracted to the mineral industry. However, the pace at which mining concessions are successfully developed is very slow. The main cause has been identified as the difficulty of knowing all the rules governing the acquisition, prospecting and development of mineral properties in the country. The purpose of this thesis is to study and analyze the procedures and problems associated with acquisition, prospecting and development of mineral properties in Ghana and provide possible solutions. A collation of documents and information on mineral property acquisition, prospecting and development in the country has been made and a step-by-step guide for investors provided. Some recommendations have also been made to assist would-be investors in the mineral industry of Ghana.
- ItemAdaptive control of alumina concentration in the hall-heroult cell using neural network(1996-09-25) Boadu, Kwaku DebraAluminium smelting the world over has had two major constraints in recent years: environmental protection and energy costs. Since the method and efficiency of alumina feed in the smelting process impacts environmental pollution and production efficiency greatly, much of the industry’s investment money has been spent in researching into better feed control systems - feed delivery systems and feed strategies. The subject matter of this thesis dwells on the latter, and continues the search for an efficient adaptive alumina feed strategy in the Hall-Héroult cell for the reduction of aluminium. Neurocomputing, one of the fastest growing control system theories in contemporary electrical engineering, is applied to the problem of on-line estimation of alumina mass balance in the electrolytic cell. A contribution is proposed to alumina feed control strategies by developing a neural network-based adaptive feed control algorithm, robust against cell resistance variations, and implementable on retrofit state-of-the-art aluminium reduction cell microcomputers. Electrolytic resistance/alumina concentration data from a simulated l4OkA Center-Break cell was used as input vectors to train a single-layer feed forward loop-back NEURAL NETWORK1 constructed with six constraint equations and six degrees of freedom. The identified prediction algorithm was successfully tested on both simulated and real cell resistance data and results presented. The algorithm was also compared with the extended Kalman filter using the same test bed and shown to be a better solution to the problem under research. Finally a NEURAL network-based feed control strategy (NetFeed) is developed and presented in this thesis.
- ItemAddressing domestic violence against women: a case study of Navio traditional council in Kasena-Nankan West District of the Upper East Region, Ghana.(November, 2019) Thomas, Amibase;Background:Domestic violence against women has been recognized both globally and locally(Ghana) as a major violation of a woman’s human rights.Despite the enactment of Domestic Violence Act(Act 732) and establishment of Domestic Violence and Victims Supports Unit (DOVVSU), the problem still lingers. To adequately address the problem, calls are made to consider other alternatives systems of disputes resolution such as the traditional authorities. The study assesses the effectiveness of traditional authorities’ intervention in addressing domestic violence against women in the Navio traditional area. Methods:A cross sectional research design wasadopted for the study.Simple random sampling technique was used for the selection of the study sample.The study participants were interviewed using a pre-tested structured close and open-ended questionnaire.The data wasthen analyzed using descriptive statistics such as percentages, frequency, mean, standard deviation and presented on tables and graphs. Results:The study reveals that domestic violence occasionally occurs in the community (74.7%) and remains largely unreported (60.9%). The study further found that respondents preferred the traditional authorities in resolving domestic violence cases to the police and victims felt safe under the interventions put in place by the traditional head. Conclusion: The study concludes that victims of domestic violence are aware of interventions put in place and prefer the traditional leaders over the police in dealing with reported cases.
- ItemAdherence to anti-hypertensive medication regimens among patients attending the G.P.H.A. Hospital in Takoradi - Ghana.(2006-08-08) Jambedu, Haruna AhmedBackground: Adherence is the extent to which a person’s medication-taking behaviour coincides with the healthcare providers’ medical advice. It includes both dosing regularity and timing of intake. Many physicians face the problem of non-adherence among their hypertensive patient population. During the first year of treatment 16 – 50% of patients stop taking their high blood pressure medications. Overall, it is estimated that only about 30 – 50% of patients with hypertension adhere precisely to their hypertension medication regimens. Adherence is important in the treatment of hypertension Objectives: The objective of this study was to assess the extent of non-adherence to hypertensive medication regimen in G.P.H.A. Hospital, Takoradi. The reasons for non-adherence in the study were also evaluated. Methods: A prospective study of 150 hypertensive patients on medication for at least 6 months, who reported at the OPD of this hospital, was carried out. The Morisky questionnaire was administered to the patients and reasons for non-adherence sought. Pregnancy related hypertensive patients were excluded in this study. Results: The study revealed that total adherence to anti-hypertensive medications regimens was 19.3% and partial or medium adherence was 49.3%. Hence the adherence rates (i.e. those who took their medications ≥ 75%) to anti-hypertensive medicines in the institution was 68.6% and the non-adherence rate was 31.4%. The major reasons for non-adherence were forgetfulness (45.4%) by the patient to take medications on time or missed doses and side effects of the medications (20.8%). Finance (10.4% was also a problem for the paying patients who have to make up-front payment to re-fill their medicines. Conclusion: The prevalence of adherence among hypertensive patients in this health facility was 68.6%. Thus, indicating the need for adherence counselling.
- ItemThe Adoption of International Financial Reporting Standard (IFRS) by Ghanaian companies the level of compliance with reference to the preparation of financial statement.(November, 2015.) Acquaye, SandraBefore the adoption of IFRS among firms every country had its own reporting accounting standards which gave room to conflict when it comes to comparing financial statements from different countries. The move of business into the global economy has brought a lot of challenges in comparability, reliability and objectivity, this has therefore increased the need to move accounting standards into globalization. This study was conducted to know whether companies listed on Ghana stock exchange were actually complying with IFRS by Ghana since 2007 when it was adopted. The study used both primary and secondary data for data collection, primary source was questionnaires administered and for the secondary source published financial statements. The finding of the study was that over the years since compliance of IFRS has been made compulsory for all listed companies on the stock exchange, the level of compliance is high and the study was also able to identify some factors that influence the adoption of IFRS. The study recommends that there must be more training and education for both preparers and users of financial information. Also develop these standards in curricula sectors such as the universities to create more awareness for accounting students
- ItemAdsorptive removal of arsenic and manganese from groundwater(2005-11-14) Addae-Mensah, AfibaGroundwater remains the most important source of water supply for rural communities in Ghana. Currently, over 95% of the domestic water needs of rural communities are obtained from this source. In some localities, the quality of groundwater is affected by the occurrence of Arsenic (As) and Manganese (Mn) in concentrations above tough and 0.1mg/l respectively which are the World Health Organization (WHO) acceptable limits for drinking water. This is a limiting factor in the choice of this resource. Water supply companies are currently seeking to improve the process of As and Mn removal from groundwater. In this study, Adsorption capacity of locally available filter media namely, laterite and Iron Oxide Coated Sand (ICS) were investigated for removal of As and Mn from synthetic water. Batch studies were conducted under aerobic and anaerobic conditions. Changes in concentrations of As and Mn were determined using the Atomic Adsorption Spectrometer (AAS) and Graphite furnace AAS. Adsorption isotherms were prepared using different concentrations of Mn. Isotherms were not prepared for As due to constraints of time. The effect of pH on adsorptive trends was also investigated into. The filter media was then used for treatment of real groundwater seeded with different concentrations of Mn and As from Ayeduase Township. Results of the study show that adsorption under conditions of anaerobic and aerobic is comparable prior to the attainment of equilibrium by the anaerobic case. However the aerobic adsorption process continues slowly and consistently probably because the adsorbed Mn2+ gets oxidized to form manganese oxides and manganese oxyhydroxide complexes. These complexes form a new external coating round the media and facilitate further adsorption of Mn2+ ions, The anaerobic adsorption data of both ICS and laterite fined well with the Freundlich’s Isotherm. The results revealed that, iron oxide coated sand has higher adsorption capacity than laterite. This may be due to higher iron and manganese oxide content in the coating of the coated sand as compared to the amount in the laterite. The iron oxide coated sand also had higher adsorption intensity as compared to the laterite. Better adsorption trends were realized at higher pH for both media.
- ItemAffordable energy efficient housing: The Proposed Tema Community 23, Greater Accra Region.(2008-07-19) Agbomanyi, Freeman KwameGlobally, affordable energy efficient housing has become a better option for providing adequate housing for urban dwellers. Most developed countries have considered the option passionately and have been enjoying the benefits of allocating resource towards developments of such nature. Some of the benefits include low energy use, low operational cost and increased rate of development of housing units. However, this has not been given adequate attention in developing countries like Ghana where the adverse effect of rapid population growth on housing delivery for urban dwellers and energy use in housing is prominent. The adverse effect includes the accumulation of housing deficit and energy crisis. The housing deficit was 250,000 units in 1985, 300,000 units in 2002 and in 2006 it was 500,000 units. To help solve the problem, this thesis investigates the benefits of tropical architecture design principles such as the use of passive ventilation techniques, use of courtyards, building orientation, appropriate window sizing and placement. The use of compressed earth as walling material, design standardization, efficient land use planning and measures put in place to reduce energy use in the buildings were also considered. The advantages of encouraging the use of energy saving technologies such as light-emitting diodes (LED), air conditioning exchangers (HVAC) and biogas in the Proposed Affordable Energy Efficient Housing for Tema Community 23were highlighted. The proposed affordable energy efficient housing for Tema community 23 may serve as a good model to help government and private developers to increase the supply of adequate housing units. It also serves as case to encourage policy makers to develop and enforce measures for ensuring that energy is efficiently used in buildings to prevent energy crisis.
- ItemAflatoxin M1 Contamination of Raw Cow Milk, Milk Products and Dietary Exposure(November, 2018) Addo-Boadu, CollinsGlobally, the occurrence of Aflatoxin M1 in milk and milk products has been reported in many countries and therefore a thorny issue especially for developing countries. Despite the health effects of exposure to Aflatoxin M1 such as acute liver damage, cirrhosis of the liver and tumor induction, studies on occurrence and dietary exposure is generally lacking in Ghana. This study therefore sought to determine the incidence and dietary exposure to Aflatoxin M1 in three selected suburbs in the Greater Accra Region of Ghana. Thirty (30) samples of raw cow’s milk, 30 samples of Burkina drink and 23 locally made cheese (wagashi) were randomly purchased from the three suburbs (Ashaiman, Madina, Nima) in the Greater Accra region and analysed for the presence of aflatoxin M1 (AFM1). Solid phase extraction was used for the extraction and clean-up of samples and subsequently analysed using a high-performance chromatography coupled with fluorescence detector and Pyridinium Bromide Perbromide (PBPB) as a post column derivatization agent for detection and quantification. Using a food frequency questionnaire to obtain food consumption estimates and mean body weights, a deterministic approach was used to calculate the estimated daily intake (EDI) of AFM1 through raw cow’s milk, burkina drink and wagashi. Five of the thirty milk samples (16.67%) were positive with mean AFM1 levels of ±0.25 ug/l. Seven of the thirty Burkina samples (23.33%) showed presence of AFM1 with mean concentration of ±0.09 ug/l. Five of the cheese samples showed presence of AFM1 with mean concentration of ±0.04 ug/kg. The concentrations of AFM1 were lower in the locally made cheese than in the raw cow’s milk and Burkina drink. All the individual results for each product was above the EU limit of 0.05 ug/kg. For EDI, the results obtained showed that infants recorded the highest mean AFM1 across the three food types and therefore the age group exposed to significant risk. AFM1 intake through wagashi was relatively lower across all age groups compared to burkina drink and raw cow’s milk.
- ItemAgricultural Technical Aid Project Peki(1973-10-20) Bansah, Emmanuel KudzoThe average farmer in Ghana with the help of family labour and relatively little capital works a crop area of 1½ to 4 acres a year; using traditional husbandry methods. The opportunities for a high rate of capital formation and technological advance under this system are limited. Moreover the traditional farmer faces other problems such as long distances to farms, the total dependence on the weather and soil fertility, lack of storage and marketing facilities. Farming in general, until recently in Ghana, was considered a profession for the rural illiterate folks. The young middle School Leavers who should take up farming for their livelihood to leave the rural areas for the urban centres in search for “white collar” jobs. This drift from the rural to urban centers has dual effects. As the towns and cities continue to experience yearly influx of unwanted Middle School Leavers, the villages on the other hand suffer from depopulation. The growth of the average Ghanaian village is therefore at a stand-still. The above mentioned problems are not alien to the Peki District. Between 300 to 400 pupils complete Middle Form Four yearly in the district. Out of this number only few find their way into training Colleges and Commercial Schools. The rest drift to the cities and big towns especially Accra and Kumasi in search of jobs.
- ItemAgroforestry for sustainable fuelwood industry in Ashanti and Brong Ahafo Regions : case study: Kumasi, Atwima and Atebubu Districts(2003-11-29) Castel, DavidFuel wood is the source of energy for households and many industrial activities in Ghana. Fuel wood is widely used in urban areas but mostly in rural areas. Even though Fuel wood is a renewable energy if well managed there are some signs of scarcity in the country. During the thesis research the socio economic background of peop1e involved in the fuel wood industry were investigated. Farmers’ interest and responses to agroforestry interventions were evaluated. Structured as well as unstructured interviews were conducted through questionnaire administration, focal group discussions and individual interviews. The study area can be viewed in two phases: the urban phase and the rural phase. In the urban phase fuel wood production, markets and sources of’ hid wood were identified. Mill residue v as identified as a source of fuel wood. Some of the mills identified included Logs and Lumber Limited (L.L.L.). AG Timbers, Paul Sagoe Sawmill and FABI Timbers. The identified areas of’ charcoal production in Kumasi included Kaase, Ahinsan, Akosombo and Asokwa. The markets identified included Ayigya. Adum. Sepehuokuotu. Krofrom. and Tafo. The rural phase identified communities in Atebubu and Atwima districts. Due to the proximity the of Atwima district and the fact that a lot of hire wood markets identified their sources from the Atwima district led to majority of the research communities being chosen from the district. Some of the communities identified in Atwima district included Koheng. Mpasatia. Apenkro. Mofranfadwene, Kyereyase Amanchia and Toase. Identified communities in Atebubu district were Amantin, Kyato-Zongo and Sulemana. The results obtained indicate that some species used for fuel wood are experiencing shortages and may become extinct in areas here the used to be in abundance. Roadside communities that actively participated in fuel wood production and sale such as Kobeng. Mpasatia and Amanchia lacked the preferred fuel wood species such as Celtis while communities in the interior like Mentukwa. Mmehame. Oforikrom Akentcnsu and Kramokroin still have most of the preferred species. The preferred species that were identified in these communities include Celtis Species. fiscus experata, Amphimas pterocarpiodes, Albilzia zygia, Phylanthus and Terminlia ivorensis. The research also looked at farmer’s knowledge of Agrofurestrv and their responses to its interventions. It was noted that farmers had indigenous knowledge of agroforestrv, the use of shade trees and the practice of taungva using tectona grandis in their farming practices can be cited as examples. In the final analysis it would sum up to the issue that the fuel nod problem is a multifaceted one, which can be addressed nation wide at the policy level through the district assemblies to put in measures that would aim at sustainable management of our forest resource that would curb the ever increasing urban demand for fuel wood. The beneficiary stakeholders such as the fuel wood communities should be encouraged to practice sustainable farming practices such as agroforestry, which apart from its numerous benefits can sustain their livelihood as fuel wood communities.
- ItemAmbient air quality and the health of communities around Chirano Gold Mines Limited(2011) Ntim, MichaelIn communities where mining operations take place there are lot of environmental problems that comes with their processes. One of the greatly affected parts is ambient air quality. This studies aims at investigating the pollution status of the ambient air and the state of health of the communities living within its catchments. With the vitalograph, lung function tests namely; Forced Vital Capacity, Forced Expiratory Volume in 1 sec., Peak Expiratory Flow and Forced Expiratory Flow were performed on inhabitants of Paboase and Akoti communities in the concession of the Chirano Gold Mines Limited. The PM10 and Total Suspended Particles (TSP) in the ambient air were also monitored for a period of 8 months at 7 sampling stations. Results show that the mean PM10 level (64.04 μgm-3) was below the EPA- Ghana standard (70 μgm-3) but above the WHO standard (50 μgm-3). Also the levels of PM10 were below these standards except at all sampling stations except at the Rom Pad (166.72 μgm-3) possibly due to the crushing of rocks and its feeding into the processing plant causing greater liberation of particulate matter into the atmosphere. Mean TSP level (138.93 μgm-3) was also below both the EPA- Ghana standard (230 μgm-3) and WHO standard (200 μgm-3). For similar reasons, higher levels (367.62 μgm-3) than the standards were recorded at the Rom Pad. There was a statistical difference (p<0.00) between the predicted and the measured ling functions suggesting that the ambient air is not polluted and hence, there are health effects associated with the prevailing ambient air quality.
- ItemAn assessment of financial literacy among sme owners/managers in the osu klottey municipal area(knust, 2021) Yeboah EvansThis study explored the level of financial literacy among SME Owners/Managers in the Osu Klottey municipal area by investigating five key financial literacy indicators namely, book-keeping, budgeting, savings and borrowing, investment, and debt. With the adoption of the quantitative approach and a survey design, a sample of 188 respondents were selected using the simple random sampling technique. Data were obtained from primary data source using the structure research questionnaire, after which the data were analyzed by means of descriptive analytical technique. The study established that SME owners/managers possess low literacy in all the financial literacy indicators employed for the study except savings and borrowing which they possess medium literacy. In recognition of these outcomes, recommendation is made that SME managers strive to enhance their financial literacy to be able to optimize their financial decision to enhance the growth and sustainability of their businesses. In addition, recommendation is made for policy makers and relevant stakeholders put in place mechanisms to enhance the financial literacy of SSME owners to improve SME growth since they contribute significant to the country’s GDP.
- ItemAn Assessment of Financial Literacy in the Informal Sector of Ghana: A Case Study of Market Women in the Kasoa Market(knust, 2021) Birikorang RichardThis study examined the financial literacy in the informal sector of Ghana focusing on Market Women in the Kasoa Market. Particularly, the study examined the knowledge of the market women on financial matters, the extent of application of financial literacy, and the factors that influence the level of financial literacy of the market women. The study used the survey design of research on a population of market women in the Kasoa Market. The simple random sampling was used to obtain a sample of 96 respondents. Primary data were obtained using the research questionnaire. The obtained data were analysed statistically using the mean and standard deviation, together with the relative importance index with the aid of Excel Software. The study found that the market women are knowledgeable on insurance issues but possessed low knowledge on investment, savings and other key areas of financial issues. The study further indicates that the market women significantly apply their knowledge on financial matters on financial records keeping and budgeting related issue more than investment and insurance issues. It is also found that the key factors that influence the market women level of financial literacy are their experience and exposure to financial matters, level of education, and the financial knowledge of family members. In the light of the findings of the study, the study concludes that indeed, knowledge on financial matters among the market women is low in spite the substantial support which adequate knowledge on financial matters can lend to improving their trading activities, personal welfare, and the overall economy. The study further concludes that strategies are adopted by relevant stakeholders to help the market women obtain reasonable level of financial knowledge in all aspects so as to improve their trading activities which would translate into contributing to the general economy.
- ItemAn assessment of the book keeping practices of small and medium scale enterprises (smes) in Kumasi metropolis.(knust, 2021) OWUSU BRIDGETThis study sort to examine accounting information system practices of SMEs in the Kumasi metropolis. The study specifically sorts to: assess the accounting records keeping procedures of Small and Medium Enterprises; examine the value relevance of accounting information from the perspective of the SMEs and finally determine the influence of accounting information on SMEs operational performance. The study adopted a quantity study approach and data was collected from 385 respondent and analysed using OLS regression model. The major findings revealed that most SMEs do not apply the double entry principles required in accounting to record their business transactions; the study also showed that accounting information system has a positive and significant impact on firm performance among Small and Medium Enterprises within the Kumasi metropolis. It is recommended that the government organized periodic training to assist SMEs understand the need to maintain proper books of account such as ledger account in order to generate relevant and faithful representation accounting information.
- ItemAn assessment of the level of tax compliance among small and medium enterprises in the cape coast metropolis(knust, 2021) ABOTSI CYNTHIAThe purpose of the study is to assess the level of tax compliance amongst small and medium enterprise in the cape coast metropolis. The study utilized the quantitative method. Two hundred (200) business owners and attendants of the cape coast metropolis were sampled using the simple random sampling technique. Descriptive statistics, correlation and regression were employed in the analysis of data. The study found low knowledge level of business owners and attendants of smes in cape coast regarding tax compliance and obligation issues. The study found that the most dominant indicator underscoring factors causing non-compliance of smes to tax laws and obligations is digital economy, followed by level of education, next is attitudes of sme operators, behaviour of tax administrators, structure of the tax system and the least being the rate of taxes. The study found that tax education exerts significant effects on tax compliance behaviour of smes. It was discovered that improving tax compliance comes with adopting strategies that can target some specific tax areas namely tax education, tax system, tax administration, tax payers, and digitization or technology issues. It was concluded that adequate knowledge, education, training on tax laws, compliance would improve amongst smes in cape coast. The study recommended that adequate tax education is required in order to improve the work of smes on regular basis in relation to tax compliance.
- ItemAn examination of the contribution of mobile money towards an inclusive financial system in Kumasi metropolis(knust, 2021) ASENSO HENRY STEPHENThe importance of an inclusive financial system is widely recognised in policy circles and recently financial inclusion has become a policy priority in many countries. Access to appropriate financial services can significantly improve the day-to-day management of finances. The study examined the extent to which mobile money service helps improve financial inclusion in Ghana, providing evidence from Kumasi Metropolis. The study adopted the quantitative approach and the survey research design to examine the phenomenon. Using the convenience sampling technique, 200 mobile money users were sampled in the Kumasi Metropolis. Primary data specifically questionnaire was the main data collection instrument in this study. Data was analysed quantitatively using descriptive statistics including frequencies, mean analysis, and cross tabulation. The findings of the study suggest a positive effects of mobile money services on savings behaviour of users and that mobile money services helps to improve the welfare of users in Ghana. Nonetheless, we found some challenges mobile money users in Ghana face including high level of fraud, higher interest rate, high costs of transaction and inadequate loan amounts. We recommend that laws should be enacted to guide the mobile money service from fraud and other dubious activities to encourage an extensive use of the facility to improve financial inclusion and social welfare in Ghana.