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Please use this identifier to cite or link to this item: http://hdl.handle.net/123456789/9873

Title: Poverty alleviation among poor households in Akuapem North Municipality, the role of microfinance: a case study of Akuapem Rural Bank Limited
Authors: Obodai, Nii Narh
Issue Date: 16-Jan-2017
Abstract: The purpose of the research was to find out how the microfinance activities of Akuapem Rural Bank have help to reduce the poverty levels among poor households in its catchment areas. The study was also to ascertain whether or not the activities of the microfinance of the Bank has any positive impact on the living conditions of the beneficiaries and the extent to which it has reached the unbanked population in the rural areas. In the research process, ten (10) groups were selected of which seventy (70) respondents were chosen, seven (7) from each group. All the selected groups and respondents were done through simple random sampling. The Bank also provided information needed on the beneficiaries who patronized the microfinance activities from 2010-2015. All these information were put together and analyzed using Statistical Product and Services Solution (SPSS) version 16. The SPSS was used to generate frequency tables for the analysis. The data analyzed revealed that businesses of beneficiaries and their livelihoods have improved as a result of the microfinance scheme. Also, out of the seventy (70) respondents sampled, 37.1 per cent were new members who never had any banking experience before. This means that the microfinance had been able to reach out to some unbanked population in the rural areas. It is therefore recommended that men must be included in the various groups to help alleviate the level of poverty faster in the rural areas. Also, the bank must expand the activities of the microfinance to cover more qualified people in the rural areas.
Description: A thesis submitted to the School of Graduate Studies, Kwame Nkrumah University of Science and Technology in partial fulfillment of the requirements for the award of the Degree of Master of Science in Economics, 2016
URI: http://hdl.handle.net/123456789/9873
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