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Please use this identifier to cite or link to this item: http://hdl.handle.net/123456789/9282

Title: Microfinance: a strategy for poverty reduction. A case study of opportunity international savings and loans operations at Nkawie, Toase and Mpastia
Authors: Okyere, Wiredu
Issue Date: 17-Oct-2016
Abstract: The continent of Africa and Sub - Saharan Africa and Ghana in particular is richly endowed with abundant God given natural resources. It is however saddled with high levels of poverty, as Sub-Saharan Africa which Ghana finds itself ranking lowest in terms of human development. Microfinance is in the service industry where the financial services as well as financial advisory assistance is given to the economically active poor to help change the poor circumstances so we can see socio-economic growth and transformation. This study uses descriptive method to collect data on a sample size of 149 customers within Nkawie, Toase and Mpasatia area and fifteen credit relationship officers of Opportunity International Savings and Loans (OISL) using both questionnaire and interview to investigate Microfinance: As a strategy for poverty reduction, a case study of OISL operation in the Nkawie , Toase and Mpasatia communities. The result of the study shows that the employees of OISL saw a transformation in the socio-economic life of their customers in spite of the delays in the repayment of loan granted and the prospects of extending their services to many in the communities. Customers are also aware of the presence of OISL at the community to do business with them. With respect to access, customers realized that it is only required of them to either have an accounts with OISL or to join a group, have a business operating for at least six months.
Description: A dissertation submitted to the Department of Marketing and Corporate Strategy in partial fulfillment of the requirement for the award of Master of Business Administration, 2015.
URI: http://hdl.handle.net/123456789/9282
Appears in Collections:College of Arts and Social Sciences

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