A framework for the promotion of co-operative housing societies in Ghana

Abstract

The concern of most governments and decision makers, especially in the deve­ loping countries like Ghana, is about how to provide and manage adequate and decent housing for the middle and low­ income households. The co-operative form of organisation is one of the approa­ches that have been adopted to meet this requirement in a number of countries.Unfortunately, co-operati ve hous­ing societies have been in Ghana since 1956 but their contribution to the hous­ing stock has been insignificant. This poor performance can be attributed to the method in which the co-operatives have been established and inadequate institutional arrangements for promoting and supporting them.This paper reviews Chana's experience and discusses issues and a procedure for promotion and establishment of effective and self-supporting co-operative housing societies in the country.