Financing Health Care in Ghana: The Case of National Health Insurance Scheme (NHIS)

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Date
2023
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KNUST
Abstract
Health financing is a growing problem in developing countries, hence the introduction of a social health insurance systems, such as National Health Insurance Scheme (NHIS). The aim for implementing NHIS in Ghana is to analyze payment mechanisms and identify gaps for improving health financing. Despite significant progress, challenges like inadequate funding, poor management practices, and fraudulent activities hinder its effectiveness. The research focuses on examining financing sources, evaluating internal and external tactics, and addressing difficulties in funding the NHIS. The study's objectives are to investigate the internal and external financing sources for the NHIS, assess the NHIS's effectiveness in terms of healthcare access and financial security, examine the tactics used to enhance the NHIS, and explore potential solutions to Ghana's funding challenges. The study examines Ghana's health financing system, focusing on the NHIS in the Oti regions. It reviews literature, discusses strategies for improvement, and evaluates performance. The research methodology employed aspects involving a combination of primary data from structured interviews and secondary data from existing sources. The data analysis involved examining the NHIS's payment mechanisms, assessing the NHIS's performance indicators, and identifying challenges in financing the scheme. The findings provided insights into the financing effectiveness of the NHIS in Ghana. Overall, the study contributed to the understanding of Ghana’s health financing structure and provided recommendations for strengthening the NHIS. The study addressed the gaps and challenges in healthcare financing, Ghana can enhance access to high-quality medical care for its citizens.
Description
A thesis submitted to the department of accounting and finance college of humanities and social sciences in partial fulfilment of the requirements for the degree of aster of science in accounting and finance
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