Assessing sustainable financing options for social Intervention program: A case of NHIS Adentan Municipality

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Date
2021-06-23
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Abstract
The study focused on assessing innovative ways of generating sustainable financing options for social intervention program: A case of NHIA. In order to arrive at the main aim of the study, the following objectives: to review funding options of the NHIS in Ghana, to investigate the challenges in financing the NHIS, and to identify the sustainable means of financing the NHIS were used. A questionnaire was drafted –and this questionnaire was solely meant for the gathering of primary source of data from the population selected as the Case study.An accurate, relevant, efficient and definite conclusion was made after the data was collected from the respondents to the study. The study presented to the respondents closed ended questionnaires to which various questions were being asked for data collection. Well, after the data was collected and analysed, the first thing identified was that, the NHIA owes the Facilities huge amount of money. And of course, the amount of money paid as claims for the pregnant women and indigents outweighs any other persons registered on the Scheme. Also, without any doubt, it was found and therefore concluded that the cost burden in the free registration and claims payment of pregnant women and indigents puts pressure on the Scheme. Hence, the study realized that because of the huge sum of money paid as claims for pregnant women and indigents, the outstanding debts to be paid to the various Schemes increases yearly though some of them are being cleared. Finally, since there is a huge cost of running NHIS, the study gave respondents an opportunity to suggest some of the innovative ways by which funds can be raised to help sustain the operations of the NHIS. Example of this innovative funding options suggested by respondents was Taxing plastic producers on a higher rate. Based on the findings, series of recommendation were suggested; an example of this was geared toward helping the NHIS obtain funds through other means. That is to say, lucrative funding sources must be added to existing ones in order to sustain the operations of the NHIS
Description
A thesis submitted to the Department of Building Technology, Kwame Nkrumah University of Science and Technology, Kumasi in partial fulfillment of the requirements for the Degree of Master of Science in Project Management.
Keywords
Innovative Financing, Social Intervention, Health Insurance
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