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|Title: ||The impact of credit union on teachers in second cycle institutions in the Kumasi metropolis.|
|Authors: ||Adu-Boampong, George|
|Issue Date: ||23-Aug-2008|
|Series/Report no.: ||4555;|
|Abstract: ||Many people thank savings are to be made out of surplus money, that is money left over needs and wants have been met. Most workers have leant to understand that thj^fan improve their lots by saving a little out of what they earn which could be spent on other project in the future. People may try to achieve this by pooling their resources togetKer and out of that help one another in times of need.
In the credit union's attempt to achieve this, there are countless factors that serve as an impediment in the union's way. Notable among them are competition from financial institution, lack of education on credit union loan delinquency and delays in granting loans just to mention a few. Again ways by which the problems should be addressed, findings, results, recommendation and conclusion were all dealt with in the write up.
The aim of the study was to find out how the credit union operates its contributions towards the economic well-being of its own members, problems that hinder the union in its operation and suggested solutions of minize the problems. This study was therefore meant to examine teachers of second cycle schools in the Kumasi metropolis. A case study of T.I. Ahmadiyya Secondary, Opoku Ware School and Yaa Asantewaa Girls Secondary.
The sample size of (100) hundred respondents drawn from the schools was chosen. These include union officers and a cross section of the union members. The instruments used in collecting data were face to face interviews, questionnaire, and observation.
The study attempted to find answers to the following research questions.
a. What could be done to ensure successful organisation of the credit union?
b. To what extent has the credit union contributed to the economic Well-being *of teachers in the metropolis.
c. What are some of the problems faced by the credit union in the mentioned schools?
d. What solutions are available to help alleviate the problems encountered by the credit union?
The findings of the study showed a high level of dissatisfaction in relation to the selection of officers in the credit union. Members of the union reported the same dissatisfaction in relation to the performance of the various committees set-up particularly the education committee.
Finally, some recommendations have been made to help improve the operations of the credit union.|
|Description: ||A thesis submitted to the School of Business, Kwame Nkrumah University of Science and Technology - KNUST in partial fulfillment of the requirements for the degree of Master of Business Administration, 2008|
|Appears in Collections:||College of Arts and Social Sciences|
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