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Please use this identifier to cite or link to this item: http://hdl.handle.net/123456789/10604

Title: Bank profitability: Insights from the rural banking industry in Ghana
Authors: Adusei, Michael
Keywords: Banking
Credit & Credit Institutions
Business & Industry
Issue Date: 2015
Publisher: Cogent Economics & Finance
Citation: Cogent Economics & Finance (2015), 3:1078270
Abstract: This paper analyzes the profitability of 112 rural banks (special unit banks created to promote rural financial intermediation in Ghana). The results generally show that bank size, funding risk, diversification, liquidity risk, and bank stability are significant predictors of rural bank profitability. Whereas an improvement in the funding risk of a rural bank in a particular period portends a drop in its profitability in the future, an improvement in the size, diversification, liquidity risk, and stability of a rural bank signifies an improvement in the future profitability of the bank.
Description: An article published by Cogent Economics & Finance (2015), 3:1078270
URI: http://hdl.handle.net/123456789/10604
Appears in Collections:College of Arts and Social Sciences

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